Privacy Policy

Last update: 30/9/22

We (referred to as “Us”, “Our”, or “We”) are dedicated to protecting your confidential information and ensuring your privacy.

This Privacy Policy aims to inform you of how we gather and retain the details you submit via the website Stemar Peak (the "website").

These tenets will be upheld: .

  • To openly communicate about how your personal information is collected and utilized:

We aim to empower you to make educated decisions about personal data handling. Our website was designed with this in mind. To achieve this, we utilize various strategies and protocols to deliver pertinent information about personal data usage.

Should we determine that you need particular details, we will furnish you with information at the suitable time and date.

We are delighted to address any inquiries you might have and will offer the necessary explanations regarding any legal restrictions. You can contact us via email at this address: info@Stemar Peak.com.

  • Individual information will strictly adhere to the objectives outlined in the policy.

We process your Personal Data for various reasons, including providing the website to you, linking you with external trading platforms (the 'Services'), improving the site, safeguarding our rights and interests, supporting service upkeep and delivery, fulfilling regulatory or legal requirements, and managing administrative and commercial activities to ensure service usage and delivery.

We handle your personal information to gain a clearer insight into your preferences and requirements.

  • To utilize essential instruments to safeguard your entitlements concerning personal information:

To help you exercise your rights, we have significant resources available. Feel free to reach out anytime to inquire about your personal information. We can update or remove it, cease its use for particular or broad purposes, or transfer it to you or an external party. We are equipped to fulfill your requests.

  • Protect your private information:

Although we cannot promise absolute safety of your personal information, rest assured that we will consistently utilize various strategies and measures to keep your personal data secure.

Our comprehensive privacy and security guidelines are finalized.

1. The Scope?

This policy outlines the nature of personal information collected from individuals by the company, how it handles this data, distributes it to external parties, safeguards it, and so forth.

This document addresses details concerning a specific or potentially identifiable natural individual. A natural individual who can be identified is someone distinguishable by either direct means or through a combination of further information available to us.

The Policy characterizes “processing” as an action involving the handling or collection of personal information. This encompasses the organization, arrangement, and retention of personal data.

Our services cater to a broad audience and are not crafted for individuals under 18 years old. We do not intentionally collect information from anyone below this age. We do not intentionally permit such individuals to access our services. If we discover any details about minors, we will promptly delete them.

2. What information do we possess about you?

By accessing our services or visiting our website, we gather personal information. Sometimes, we directly ask for your personal details, while at other times, we obtain them by evaluating how you use our services or service channels or through data from our partners in Malaysia.

3. There is no obligation to provide personal details to the company and the outcomes.

However, you're not required to share any personal information with us. In some situations, though, you might not need to provide us with personal details. This could limit our ability to deliver services or prevent users from accessing the website.

4. What sort of personal information can we collect? Upon accessing our website, the personal details we may gather from you are:

It includes logs of your digital activities, data on your traffic patterns (like IP address, access date, access time, and access date again), the language selected, software error records, the browser model used, along with details about the device you accessed. This collected data is non-private and cannot personally identify you.

Personal Information We collect from you: Any personal details you voluntarily provide to Us when you engage with an online trading platform of a third party through Us.

Personal details you share specifically with third-party services for trading purposes: this data includes your full name, residential address, contact number, and email address.

5. The lawful foundation and the motives for handling personal information.

The company handles your personal information for the objectives outlined here, adhering to the pertinent legal framework.

Without a lawful foundation, the company cannot utilize your personal information. The legitimate reasons the company can rely on to handle your personal data are: .

  • You have authorized the handling of your personal data for one or several purposes. This occurs when you provide personal details through the site to allow us to transmit them to an external trading platform.
  • The organization or an external partner might need processing to fulfill their valid interest. For example, enhancing our offerings or addressing legal issues is essential.
  • Compliance is necessary to fulfill a legal requirement.

Reach out to us via email to gain further insights about the procedures essential for securing legitimate interests.

Here is a compilation of reasons and legal bases for utilizing the information you provide us with. Personal information.

Scope
Legal basis

To share your personal details with third parties at your request to access online trading.

Should you inquire about it, we might gather your personal information to share with external Malaysian companies.

You have agreed to the handling of your personal data for several reasons.

To address your inquiries, issues, or feedback, it is essential to collect personal data to assist you with any questions concerning the services offered.

The company's justified needs or those of another party require handling.

To fulfill any legal or administrative requirements, personal data is handled to adhere to legal and judicial obligations in Malaysia.

For adherence to legal requirements, processing is necessary.

To Improve Our Services We might utilize Personal Data to boost Our Services. This involves, among other aspects, gathering reports on any service failures or technical issues that we experience.

The lawful aims of the company or those of a third entity must undergo processing.

To Prevent the Abuse and Fraudulent Use of Our Services.

The legitimate interests of the company or the interests of a third party need to be processed.

To execute and oversee tasks that align with the demands of our offerings, these activities encompass administrative roles, growth initiatives, tactical decision-making, supervisory frameworks, and similar functions.

The company's valid interests or those of another entity require processing.

To perform evaluations, like statistical assessments for decision-making on various matters, we apply diverse analytical methodologies (inclusive of statistical ones).

The company’s valid interests or those of another party require processing.

To Protect Our Assets, Legal Rights, and Interests, along with Those of Third Parties, We Have Created HTML0 to Formulate and Uphold Legal Claims. Personal Information May Be Used by Us to Defend Our Rights, Talents, and Resources, or Those of a Third Party, in Accordance with Any Applicable Laws, Regulations, or Contracts and Any Terms, Provisions, or Policies.

The company's valid interests or those of an external party need handling.

6. Sharing of Personal Information with External Parties

The organization may also share personal details with external firms that provide services such as hosting, data storage, IP address information, and user experience analysis.

You can also request us to disclose specific personal information about you to third-party trading platforms. In these scenarios, we will supply the personal information you give us to these external trading platforms. The handling of your personal details falls under their privacy policies. Your data might be shared with several trading platforms.

The organization may have the opportunity to disclose personal information to affiliated entities or collaborators. This could equip the organization with essential assets to refine and elevate the offerings it delivers to its clients.

If it becomes necessary to protect third-party rights or assets, the Company may share personal information with regulatory bodies, local agencies, or other authorized entities.

In addition, we might also disclose your personal information to prospective investors or purchasers, or to lenders to the business or other companies in the corporate group, should such a transaction occur (including transferring or selling assets belonging to the company or another firm in the group) or as part of a merger, restructuring, consolidation, or bankruptcy involving the company or any other enterprise in the group.

7. Third-party cookies and services.

External providers, like those delivering ads on our site or data analysis firms, may be employed. These firms might also employ cookies or alternative technologies.

Whenever you visit or access a website, small text files known as cookies are stored on your device. These cookies collect data on your preferences and browsing behavior to enhance your user experience, remember your settings, and tailor the products and services that may interest you. Additionally, cookies are employed for statistical and analytical purposes.

Some cookies we utilize are session cookies. These are briefly downloaded onto your device and expire shortly after you close your browser. Another type is persistent cookies. These stay on your device beyond the browser session, helping the website recognize you as a returning visitor and facilitating your return to the site.

Types of cookies:

Their application by us is determined by their intended use.

The type of cookie

Cookies are indispensable.

Scope

These cookies are essential for you to access the features you've requested and to browse our site. Cookies help deliver the data, products, and services you have inquired about.

They are essential for your device to access and play data. This enables you to explore the site, make use of its functions, and revisit pages you've visited before.

Additional Information

Cookies gather personal details, like your user ID, and recent login time to verify your active status on the platform.

Once you shut your web browser, they disappear (session cookies).

The type of cookie

Operational cookies

Scope

Cookies help us identify you on each visit to our site and to store your settings and selections.

Additional Information

They persist up to their expiration date and remain stored even when the browser is exited.

The type of cookie

Optimized performance cookies.

Scope

Cookies collect statistical information about our site's performance and aid in improving it. They also allow us to conduct website analysis.

Additional Information

Cookies save anonymous information unlinked to any identifiable or recognized individual.

You can erase them once you close your browser. Other cookies last indefinitely.

Cookies are either disabled or deleted.

To disable or eliminate cookies, adjust the settings in your browser. Here are links to assist you with the procedure for several popular browsers.

  • firefox
  • Microsoft Edge
  • Google Chrome
  • safari

Keep in mind that if this occurs, some or all aspects of the website may not operate as you anticipate.

ONLINE MONITORING NOTICE
This platform presently does not recognize do-not-track requests.
8. The Storage of Your Personal Information.

The Company aims to keep your personal information for as long as it’s needed to achieve the objectives of processing your data, as detailed in this policy, or for extended durations allowed by Malaysian laws, regulations, policies, and relevant orders.

We’ll provide your details to third-party trading platforms for one year. Should you consent, we’ll keep sharing your data for an additional year.

We consistently assess the Personal Data we've retained to confirm it is no longer necessary.

9. Transmission of personal data to a foreign nation or a global organization.

Your personal details might be moved across borders, meaning your information could be sent to a foreign nation (like any place other than Malaysia) or to global entities. These global entities or legal jurisdictions may access your details. The company ensures all essential measures are in place to safeguard the personal data you submit and guarantees that individuals can exercise their rights and access effective legal remedies.

These protections and safeguards are available to everyone living in Malaysia.

  • Transfer to a nation outside the EU or an international entity where the EU Commission has assessed that adequate safeguards for personal data handling are in place, as per Article 45(3) of Regulation 2016/679 of the European Parliament and of the Council dated 27 April 2016 (the "GDPR").
  • The handover is executed in accordance with a binding, enforceable contract between government entities or bodies, following the rules of Malaysia under Article 46 (2) (a).
  • The transaction was executed in line with standard data protection provisions, endorsed by the Malaysian government under Article 46 (2) (c) of the GDPR. You can review the Clauses sanctioned by the Malaysian authorities at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.

The Company is able to share details about the protective steps it takes to secure your personal information when shared with countries or organizations abroad. Please reach out via email at info@wealthwaydigital.my.

10. Safeguarding Personal Information.

We have implemented suitable organizational and technical measures to protect personal data. This includes preventing accidental or unlawful destruction, loss, or alteration of personal information.

We are unable to assure or ensure that your personal information will be safeguarded without any mistakes. We also disclaim responsibility for any non-material, unforeseen, or consequential damages stemming from the use or exposure of personal information. This includes, but is not limited to, personal data being revealed due to transmission errors, unauthorized third-party access, or any other circumstances outside our control.

Should legal responsibilities or other unavoidable duties arise, we may need to share your personal information with third parties, such as Malaysian authorities. In these circumstances, we cannot manage how third parties protect your personal data.

Transmitting personal information over the internet cannot be entirely secure. The Company cannot guarantee the protection of personal data you send via the web to us.

11. Links directing to external sites associated with third-party web pages.

The website provides links to external sites and apps. These are not monitored by our company. We do not oversee the collection or use of personal data by these platforms. This policy does not cover activities conducted on such sites or apps.

Before using or visiting any of the third-party platforms we endorse, it's advisable to review their privacy statements. Additionally, consider carefully before sharing your personal information with them.

12. Amendments to this Policy.

This Policy may be updated at any moment. When revisions occur, we will inform you by posting the new version on our website. Moreover, for substantial alterations, we will strive to notify you through channels we deem suitable and will issue an update on our website. Unless specified otherwise, all revisions will take effect following the release of the amended policy.

13. Your entitlements concerning your personal details.

You have the right to ask us to confirm the correctness of the personal data collected about you, to correct any errors, and to remove any personal data we do not need. Additionally, you can limit the scope of processing certain types of personal information.

If you live in Malaysia, kindly visit this page: .

You have the ability to access these privileges concerning the data you share about yourself. To make use of these entitlements, you can send a request via email to the address provided below.

Access rights

The organization can confirm the correctness of the personal data processed about you. If accurate, you can access your data.

The organization aims to provide a digital version of the personal data being processed and may levy a modest charge for extra copies. Upon request, the data will be furnished digitally.

Access to personal data should not interfere with the rights and liberties of others. Should a request harm another's rights or freedoms, the company may decline to honor it or restrict its ability to do so.

Entitlement to correction.

The organization has the right to amend incorrect personal data. You have the right to request correction of any incomplete personal data related to you, considering the purpose of processing.

Right to Erasure

These reasons are valid: (a) Personal information is no longer needed for the initial purpose it was gathered or processed; (b) You retract permission and no lawful grounds for processing remain; (c) You oppose processing based on a unique reason related to your circumstances when it relies on legitimate interests we or a third party pursue; (e) Data is handled illegally or (f) Information must be erased to comply with the company's legal duties.

This entitlement does not apply if the processing is essential: (a) to meet a requirement imposed by Malaysian law that must be carried out under Malaysian or European Union statutes; or (b), to establish, pursue, or defend legal claims.

Handling limitations

If you're worried about your personal data's precision, you can request the company to restrict the use of your information.

If you request the restriction of personal information, it may only be retained with your approval or for establishing, enforcing, or defending legal claims, protecting another individual's rights, or due to a matter of considerable public interest in Malaysia or a state member.

Entitlement to transfer data

Should an automated system manage the operation based on your agreement or contract participation, you possess the legal entitlement to access and review the personal information you've shared with the company.

You have the right to request that the company directly transfer your personal data to another controller, where it is technically possible. Your rights under data erasure are unaffected by your exercising the right to data portability. Transferring data does not compromise anyone else's rights or freedoms.

Right to challenge

You have the right to object to any processing of your personal information based on legitimate interests pursued by our organization or a third party, whenever you choose. This includes profiling carried out solely on these legitimate interests. If we can present compelling legitimate reasons for processing your personal data, we will be unable to proceed unless you can demonstrate that your rights, freedoms, or interests, or the assertion, establishment, or protection of legal rights, outweigh those reasons.

Regarding direct marketing, you are entitled to object to the handling of your personal data at any moment.

Option to deny permission.

You can withdraw your approval for our handling of your personal information at any moment. This will not impact the validity or legality of any processing that relied on your consent before it was withdrawn.

You have the right to file a grievance with the organization overseeing you.

You can file a complaint with an oversight body established by a member state to protect individuals' fundamental rights concerning the handling of personal data within Malaysia.

Malaysian legislation and regulations might restrict your entitlements regarding personal data about you, as explained in this section 13.

We intend to furnish you with the necessary details in accordance with your entitlements outlined in section 13 of this contract within a month of receiving your inquiry. This period may be prolonged to a maximum of two months, depending on the complexity and volume of inquiries. Within one month after receiving your inquiry, we will inform you of any deferment, along with the rationale.

Provided it does not conflict with section 13 of the statute, the data you seek through your entitlements under section 13 will be supplied at no charge. Should the request lack justification or be excessive, especially if repeated, we may impose a fair fee to cover the costs associated with processing the information or fulfilling the requested action. We reserve the right to not proceed.

Should there be any uncertainty concerning the true identity of the individual submitting your request, the organization may require additional details.